Welcome all to my inaugural Budgeting / Personal Finance newsletter!

I’m really excited to get this started – this is something I’ve been interested in for quite some time and it’s exhilarating to be taking the first steps.

My hope is for this to be more of a conversation, rather than me just sharing what I know and have experienced. What’s been helpful for me may or may not be helpful or applicable to you!

So, to start figuring out what’s important, I’d like to kick it off with this question:

What has been your biggest challenge/obstacle in starting a budget or sticking with one?

Your answers will help determine where I take this bad boy, and will keep things relevant to everyone as this newsletter continues along.

Again, super excited to be starting on this journey with you all, and I’ll let my ex band-mate Zac Efron speak for me in saying:

Love you guys,
Garenstein Bear