Savings: Not Just There to Cover Your Ass

By Garrett

Apr 20, 2017

I’m always hesitant to make blanket statements, but here’s one I feel pretty confident stating:


This may not come as a shock to you. Again, it’s pretty universal. But the more I thought about it, the more I became interested in WHY it’s so hard for people to save.

Yes, we naturally prefer instant gratification to delaying it. It’s called being human. Yet I think there’s another big reason why people struggle to save, and that’s because savings is framed as putting money away to cover something negative, rather than as money available to help you do something positive.

My own experience has shown me that it’s much easier to save, or at least to not spend money already in the bank, if I view that money as a source of freedom rather than simply there to cover my ass if some negative event happens. While the purpose of savings can still definitely be for the latter, I think it’s important to think of it in terms of the former from a motivational standpoint.

So, I want to share how I’ve approached my “savings” (you’ll understand why that’s in air-quotes), how I handled the challenges that came with that approach, and how protecting those savings has allowed me the freedom to do a lot of cool shit over the past few years.



Let me know if you think this type of reframing would help you save (or not spend) and if so, how! Just hit reply, start typing on the keyboard, and let’s get a conversation started 🙂

Sonny and Gare

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